When contributions are made to RESPs, the government matches 20% of the contributions through the Canadian Education Savings Grant (CESG) on amounts up to $2,500 per year. The lifetime contribution ...

As we’ve mentioned often, there is no stronger emotion than fear. It frames so many of our actions. When it comes to money we ...

At the climax of the 1995 thriller Seven, the two hero detectives (played by Morgan Freeman and Brad Pitt) are about to face off with their serial-killer nemesis (Kevin Spacey) when the older ...

The paint guy, Dave, wanted to discuss Trump while we waited for my ceiling mix to jiggle. Apparently he has a lot of family and friends south of the line. So, whadda they think? I asked. “They’re ...

Listings have swollen steadily. In Toronto, 166,121 of them materialized during the year, a 16% jump. In Vancouver, new listings hit 60,388, up almost 19%.

Just a few more sleeps left in 2024. A year ago would you have expected your boring B&D investments to earn 15% or 20%? To see interest rates plummet? To witness the finance ministress quitting in a ...

It’s been a rough year for our dollar aka ‘the loonie’. As seen in the chart below, the CAD/USD has been trading in a range of roughly 72 to 75 cents for much of the year. Then, beginning in October, ...

In frosty Canada the spring housing market starts… soon. By Lover’s Day it’s in full flower in the majors of Toronto and Van. In Saskatoon and Moncton, not so much. You know why. This year it’s ...

Game over for 2024 on Tuesday night. Then, excitement! Well, this means you have two business days to do a few things that might save giving some tax to Chrystia. Whoops, make that Dominic. (For now.) ...