Filing for bankruptcy could be a smart move in certain cases, but in others, debt relief could make more sense.

Borrowers holding private student loans managed by the National Collegiate Student Loan Trusts (NCSLT) may soon receive a ...

Bankruptcy can discharge or restructure most credit card debt, but there are exceptions. For example, luxury purchases or ...

Understanding how bankruptcy works and when to file for bankruptcy is critical in determining whether it’s the right step for you. Bankruptcy is a legal process that helps individuals overwhelmed by ...

Bankruptcy courts are vigilant about ensuring the process is not abused. As a result, concealing assets, making fraudulent ...

The two most common types of bankruptcy for individuals are Chapter 7 and Chapter 13, each with its own eligibility criteria ...

Independence Contract Drilling eliminated more than $197 million of convertible debt in the restructuring process.

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

You recently declared bankruptcy. It's not impossible to refinance student loans if you've declared bankruptcy, but it's more difficult. Many lenders require that a certain amount of time — up ...

Many loan servicers require students to be enrolled at least part time, but Sallie Mae offers student loans to borrowers who are enrolled less than half time. You can borrow up to the full cost of ...

Please view our full advertiser disclosure policy. Ascent offers private student loans to both creditworthy borrowers and students who have bad credit or no credit at all. This could be especially ...

There are many reasons you may want to refinance your student loans. Perhaps you're looking to pay less interest, switch from a variable-rate to a fixed-rate loan, or change your payment term length.