Although inflation and an aggressive interest rate hike campaign courtesy of the Federal Reserve made borrowing more costly for many Americans in 2022 and 2023, there was a silver lining for ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Saving money can be a challenge in an economy with persistent inflation. After all, if your money doesn't earn a return that's at least equal to inflation, it will lose buying power. But, a ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Vanguard CDs have competitive rates and terms as long as 10 years Michael Boyle ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while ...

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...

Kevin has been writing and creating personal finance and travel content for over six years. He is the founder of the award-winning blog, Family Money Adventure, and host of the Family Money ...